Finance Section The Car Company (HB) Ltd Website

At The Car Company (HB) Ltd we are the finance specialists of Hawkes Bay. We offer very competitive interest rates and help to structure the best finance deal to suit your motoring needs.

We also offer insurance and warranty covers to help protect your investment.

We have access to some of the motoring industries best finance rates and fully trained staff with experience to tailor make a finance deal that best suits your personal situation.

At The Car Company (HB) Ltd we take our responsibilities under the CCCFA amendment Act and the Responsible Lending Code (effective 6 June, 2015) very seriously.

As such it is our responsibility to make sure that you fully understand just what you are signing including the following items, Fees, interest rates, default interest rates, total cost of finance, rights to cancel, dispute resolution, unforeseen hardship, change of address, complaints process, Full repayment, rights to cancel, defaults and repossession procedures and fees.

Please do not hesitate to ask if you have any questions about the finance process and its terms and conditions.

Online Application

Section:1) Personal Details

Section:2) Licence Details

  • licence

Section:3) Employment Information

Vehicle Details
Section:4a) Vehicle of Interest

Vehicle Details
Section:4b) Trade In Details

Section:5) Finance Details

By clicking Submit, below, I confirm that all information provided, is accurate, up to date, complete, relevant and not misleading and that I am not an undischarged bankrupt, understand and agree to the terms and conditions, and that I will be contacted by phone or email from one of your business managers.

Interest Rates

Interest rates at The Car Company (HB) Ltd range from 10.95% to 14.95% p.a.

The rate charged will depend on your financial circumstances, taking into account,
• How much you want to borrow
• The term of your loan
• Your income
• Your other financial commitments
• Your credit history

To understand the rate that will apply to you please call The car Company HB Ltd on 06 8709951 or email

Terms and Conditions
Links to the financial Institutions that we deal with are listed below and provide the following information,
Annual interest rates
Costs of lending,
Copy of Standard Contracts

Finance Providers

Fees & Charges : Click Here
Consumer Loan and Security General Terms: Click Here

Standard fees and charges applicable to Consumer Contracts: Click Here
Credit sale agreement: Click Here
Terms and conditions: Click Here
General FAQs: Click Here
General complaints: Click Here
General hardship: Click Here